What's New

Run the enacted 2026-27 Budget measures on your own numbers in under a minute: tax on your pay, capital gains on a share or ETF portfolio before and after 1 July 2027, and negative gearing on a new build versus an established dwelling.

Shares priced in another currency now count in Australian dollars once you confirm how many you hold. A planned property sale shows what it leaves you with, and Premium can send that money somewhere on settlement day. Several figures that were wrong have been fixed, and a few saved plans will ask for a number they were never given.

Try GetFired from the question you actually have with new early retirement, Barista FIRE, Coast FIRE and new tax rules calculators. Premium can now direct surplus to named accounts, holdings, offsets and super. Couples get a full-retirement headline that means what it says.

The Journey chart now draws your plan's runway ahead of your recorded history, milestones land as dated flags on the line, saved scenarios sit one tap away, and on a phone the chart is the first thing you see.

Plan an investment property purchase or sale with capital gains modelled, follow the projection through the drawdown years to age 92, and see cashflow assessed per person the way Australian tax works.

A clearer personal contribution choice, practical Notice of Intent guidance, and correct contributions tax above the concessional cap.

Cashflow View now keeps rental income, property expenses, loan interest and principal repayments distinct, with more accurate flow values.

Rental timing is now explained more clearly, while Cashflow View separates income sources, property outgoings and super contributions for the selected year.

Investment property tax now uses net rental profit or loss, with clearer cashflow reporting and refreshed plan descriptions.

Premium scenario creation and what-if modelling are back and better than before, and everyone gets a more reliable workspace – safer autosave, clearer conflict handling, and data that stays exactly as you entered it.

The mobile experience has had a thorough going-over – the same menu on every page, the GetFired logo back on your screen, no more keyboard jumping around as you type, and the header and layout now sit correctly on every phone.

Super Guarantee follows your income flags and shows correctly, personal super contributions are modelled properly, your current spending flows through your working years, and switching a property's ownership is fully reversible.

Investment property tax is now modelled the way the ATO actually works, you can enter your real mortgage offset balance, toggling a partner is fully reversible, and super caps are corrected for FY2026-27.

The calculator becomes a platform: Current Position + Your Plan, planned actions the engine evaluates, journey tracking over time, a Share Portfolio with live prices, and the new financial year built in.

A heads-up when your projection crosses the Division 296 super tax threshold, smoother sign-in across tabs, mobile button polish, and a round of email and compliance fixes.

Know when your scenario has unsaved changes, see which fields are Premium-only, and a key spending power calculation fix.

Your share portfolio now feeds directly into the FIRE calculator with live pricing and per-holding projections. Plus CSV exports, drawdown modelling, individual retirement dates, and a trust page.

Model Barista FIRE and Coast FIRE alongside full FIRE, toggle between real and nominal dollars, and enjoy a more polished input experience – all live now.

Scenario persistence, bridge fund fixes, error monitoring, and education content corrections based on your feedback.

FIRE calculator with whole-of-life projections, save/load scenarios, education hub, encryption at rest, and Premium with Founding Member pricing.